Usually, when I rank on Dave Ramsey, I get back the following: “Well, he has helped a lot of people, hasn’t he?”
Common financial advice from Suze Orman and other “experts,” like avoiding daily coffee, is wrong. Focus on big financial decisions, not the little things that just don’t matter.
I was in Boston last week, and usually I stay in the Seaport—the high-rent district.
You know my personal finance shtick: There are little things, and there are big things. Pets are both little things and big things.
The purpose of money is enjoyment. If you do all the basic things right, then you can splurge on yourself sometimes.
Most problems in personal finance come from people focusing on the small things, not the big things.