Owning a Beater Car
There is something to be said for a beater car. And these days, buying a new car is a luxury.
I Was Right About Everything
I wrote No Worries mostly in 2021, in the interregnum between winter and spring semester in my MFA program. I had bold ideas, but they had not yet been put to the test.
The Urge to Splurge
The purpose of money is enjoyment. If you do all the basic things right, then you can splurge on yourself sometimes.
Points and Miles
Here is the thing with miles and points: People spend a lot of mental energy trying to figure out how to get the miles and points, and then they get the miles and points but never use them.
Buying a House in Today’s Interest Rate Environment
Even if you’re not up to your eyeballs in the financial world, you have probably heard that interest rates have come down a bit. Ten-year interest rates have dipped about 1%. Thirty-year fixed-rate mortgages are benchmarked off 10-year interest rates, so mortgage rates have come down about 1%.