Things are pretty good right now. But I think most experienced market practitioners know that pain could be just around the corner.
Usually, when I rank on Dave Ramsey, I get back the following: “Well, he has helped a lot of people, hasn’t he?”
I was in Boston last week, and usually I stay in the Seaport—the high-rent district.
The purpose of money is enjoyment. If you do all the basic things right, then you can splurge on yourself sometimes.
Say you are having some people over to your house to watch a football game, so you go to the grocery store to get a deli tray. Nothing fancy—one of those cheap round circular plastic containers with sliced-up ham, turkey, and cheese.