New Year’s Resolutions, Etc.
Some people get themselves in a big financial jam, like with six figures in credit card or other debt. Then they feel stuck—it will take a decade to pay this off. It is pretty close to checkmate.
Buying a House in Today’s Interest Rate Environment
Even if you’re not up to your eyeballs in the financial world, you have probably heard that interest rates have come down a bit. Ten-year interest rates have dipped about 1%. Thirty-year fixed-rate mortgages are benchmarked off 10-year interest rates, so mortgage rates have come down about 1%.
This Deli Tray Is Unacceptable
Say you are having some people over to your house to watch a football game, so you go to the grocery store to get a deli tray. Nothing fancy—one of those cheap round circular plastic containers with sliced-up ham, turkey, and cheese.
Layoffs Are Traumatic but Not the End of the World
Let’s say you just got laid off from your job. You’re probably pretty upset.
When to Take Social Security Benefits
Claiming Social Security benefits at age 62 is a huge mistake. Do not take Social Security at age 62.